#10 Find a Healthy Medium

Everything in moderation. EVERYTHING.

How you spend your money and divy up the budget is no exception. Sammy the saver is good at stocking away a down payment and retirement, but he's a bit of a tightwad when it comes to day-to-day expenses. Stew the spender is good at throwing lavish parties and taking instagram-worthy vacations, but he struggles with putting the shackles on his wallet.

Whether prone toward saving or spending, try erring on the unnatural side just for a bit. There are benefits to spending money and benefits to saving money, and you'll never know the other side until you give it a whirl.

When it comes down to it, money is just a tool. Once we learn the finer points of spending, saving, and making our money grow, then we'll have the foresight to know when it's appropriate to tip with a $20 bill and when we should skip the out-to-eat meal altogether.

Cheers in your money spending and saving!

...And with that, our 10 money tips come to a close!

Want a refresh? Check out the links below.

#1 Don't Spend More Than You Earn

#2 Start a Retirement Account

#3 Track Your Day-to-Day Spending

#4 Give the Markets a Go

#5 Drive a Used Car – Part One

#5.5 Drive A Used Car – Part Two 

#6 Be Generous

#7 Live Simply

#8 Set Up an Emergency Fund

#9 Pay Off Your Debt